The free, mobile-first expense tracker for India. Log personal spending, split rent with roommates, share trip costs, and settle up over UPI — all in one clean app.
No credit card. No ads. Delete anytime.
Built for how people in India actually spend and split.
Auto-categorised spending in INR with screenshots, remarks, back-dating and monthly rollups. See where your money actually went.
Split rent, trips, groceries, subscriptions. Equal, unequal, percentages, shares, or exact amounts — every mode is free.
A true PWA — add to home screen on Android or iOS, works offline, sends push notifications, no App Store needed.
Add your UPI ID once. Friends settle straight from GPay, PhonePe, Paytm — Hisab Kitab records the transfer instantly.
Set monthly budgets by category. Amber warnings at 70%. Never blow past your target without a friendly nudge.
Data hosted in Mumbai. No ads, no data selling, no third-party trackers. Delete your account and everything goes.
Use Google or email + password. Verify your email and you're in. No forms, no verifications, no waiting.
Tap ＋ to log a personal expense — the category picks itself. Or create a group with friends and add shared bills.
Who owes whom, what you've spent this month, top categories, budgets — all rolled up on your dashboard.
Why we built something for India specifically.
| Feature | Hisab Kitab | Splitwise Free |
|---|---|---|
| Personal expense tracking | Yes | No |
| Unequal / % / shares split | Yes | Splitwise Pro only |
| Currency-symbol-appropriate math (paise) | Yes | Yes |
| INR-first UI | Yes | No |
| Works offline (PWA) | Yes | No |
| UPI ID on profile | Yes | No |
| Monthly budgets & alerts | Yes | No |
| Ads | Never | Yes on free tier |
| Price | Free forever | ₹399/yr for Pro |
Comparison based on publicly available Splitwise pricing as of 2026. We think Splitwise is a great product — Hisab Kitab is just tuned for India.
Get more out of Hisab Kitab.
Splitwise Pro costs ₹399/year in India. Is it worth it? Features, limits, and when a free alternative like Hisab Kitab makes more sense.
Walnut, Money View, Jupiter, Hisab Kitab, Splitwise — which smart expense app actually fits an Indian user in 2026? Features, pricing, privacy, verdict.
Step-by-step: how to settle shared expenses with friends over UPI. The one-tap workflow, how to minimise transfers in a group, and when to use Request Money.
Yes. Hisab Kitab is free for personal and small-group use. There are no ads, no data selling, and no hidden limits on the core expense-tracking or splitting features.
Hisab Kitab combines personal expense tracking, budgeting, and Splitwise-style group splits in one app. It is INR-first, made for India, works offline as a PWA, and is free without a Pro tier — every split mode (equal, unequal, percentage, shares, exact) is available to everyone.
No. Hisab Kitab runs in your mobile or desktop browser. On your phone, use 'Add to Home Screen' from your browser menu — it opens like a native app, works offline, and sends push notifications.
Yes. Create a group for your flat or trip, add members by email or shareable link, log shared expenses, and settle up when you like. Use 'Simplify debts' to reduce the number of transfers needed.
Yes. Your data is stored in Supabase's Mumbai region, encrypted in transit and at rest. We never sell it, and we never share it beyond the group members you choose to share with. Read our Privacy Policy for the details.
Add your UPI ID once and friends can settle with you directly. Hisab Kitab records the settlement — the actual money moves through your UPI app (GPay, PhonePe, Paytm, or your bank).
Free forever. 30 seconds to sign up. No credit card.
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