Comparisons··4 min read

The Best Splitwise Alternative for India (Free, INR-First, No Ads)

Looking for a Splitwise alternative that actually understands India? Compare Hisab Kitab, Splitwise, and Splid — features, pricing, and which one to pick.

Splitwise pioneered the expense-splitter category, but if you're in India in 2026 you may notice friction: paise math that rounds oddly, upsells to Pro for basic splits, and no personal expense tracking. Here's a plain look at the alternatives.

Hisab Kitab (this app)

Free forever, INR-first, personal + group in one place, all split modes free, UPI-ready, works offline as a PWA. Made in India. Hosted in Mumbai.

Splitwise

The market leader. Works globally. Free tier is limited — unequal splits, itemised bills, and receipt scanning need Pro (~₹399/year). Free tier shows ads. Good if you split with international friends.

Splid

German app that's popular for one-off trips. Doesn't require signup — anyone with the group link can add expenses. Downside: no account means no history across trips, no notifications, and no personal tracking.

Tricount

Similar to Splid — good for trips, no accounts, group-based. Better UI than Splid but same limitation: it's a trip tool, not a life tool.

Which should you pick?

  • Splitting only with friends in India, want personal tracking too: Hisab Kitab.
  • Splitting with international friends who already use Splitwise: Splitwise, and pay for Pro so unequal splits work.
  • One-off trip, don't want anyone to sign up: Splid or Tricount.
  • Rent + roommates + long-term: Hisab Kitab (groups persist, notifications, PWA).

Try Hisab Kitab free — takes 30 seconds to sign up, no credit card, delete anytime.

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