Comparison · 2026
Hisab Kitab vs Splid — more than just a group link
Splid is a solid no-signup trip tool. If you want balances that carry across trips, push notifications, UPI, and a personal budget — plus proper backups — Hisab Kitab fits better for an Indian user.
Short version
Splid is designed for ad-hoc trip-splitting without accounts. It's quick to start, but you lose history after the trip and there's no personal budget. Hisab Kitab is designed for ongoing use with Indian defaults (INR, UPI, DPDPA-compliant hosting in Mumbai).
Pricing: Splid is free with a one-time premium unlock. Hisab Kitab is free, no in-app purchases.
Feature-by-feature
| Feature | Hisab Kitab | Splid |
|---|---|---|
| Zero-signup | No | Yes |
| Group history retained | Yes — forever | On device only |
| Push notifications | Yes | Limited |
| UPI settlement linkKey | Yes | No |
| Personal expense trackingKey | Yes | No |
| Data hosted in India | Yes — Mumbai | EU |
| Multi-currency | INR only | Yes |
| Price | Free forever | Free + premium |
Bottom line
Splid's no-signup convenience is real. If you want the group to outlive the trip — or you want a personal budget alongside — Hisab Kitab is the better fit. Signup is 30 seconds, your data lives in India, and UPI is built in.
Frequently asked
What does Splid do best?
Instant trip setup without anyone signing up.
Does Hisab Kitab lose data if I'm offline?
No. The PWA caches your shell and queues expenses locally; they sync automatically when you're back online.
Switching takes 30 seconds
No credit card. Delete your account any time and all data goes with it.
Create your free account